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Business Banking


Online Banking

Treasury Management

Treasury Management

Treasury Management provides tools to maximize your working capital by improving cash flow, enhancing operational efficiencies and providing quicker access to account and payment information.


Our products and services include:

Business Online Banking

Our online cash management system provides 24/7 access to account information, including real-time balances and detailed transaction history. Our platforms enables you to initiate transactions such as ACH and wire transfers, stop payments, internal transfers, and check deposits.

  • Single login to manage your accounts
  • Single login for ACH, Wire and Remote Deposit functions
  • Dual control on money transfers
  • Real-time and future dated internal transfers
  • Previous and current day reporting in real-time
  • Access to electronic bank statements

Remote Deposit Capture

Avoid a trip to the bank for check deposits by using Remote Deposit Capture. Streamline deposits via a secure electronic connection. It’s convenient, secure and the fastest way to turn your check deposits into cash. You’ll spend more time running your business and less time running to the bank to make deposits.*

  • Deposit funds from remote locations directly into your MSB account
  • Reduce time, cost and liability of physical check delivery to the bank
  • Securely store check images indefinitely

* Subject to credit verification. Deadline to receive same day ledger credit is 4:00pm, EST.

Wire Transfers

MSB offers online wire transfer capability for domestic and International wires via Business Online Banking.

  • Expedite wire transfer requests
  • Use recurring wire templates to eliminate potential errors
  • Protection from fraud using multi-factor authentication
  • Option to receive incoming and outgoing email notifications available

ACH Origination

The Automated Clearing House (ACH) provides a vehicle to transfer funds to and from bank accounts at other financial institutions.

  • Automates the payment or collection process
  • Reduces the administrative cost of collecting and processing paper payments
  • Flexible processing methods & file formats, including: NACHA, batch templates, and/or standard data files; i.e. CSV or excel files
  • ACH credit examples: direct deposit payroll , vendor payments, tax payments
  • ACH debit examples: gym membership dues, rental payments

Merchant Services

Accept Visa, Mastercard, American Express or Discover using Approval Payment Solutions Merchant Services. The partnership between MSB and APS lets you enjoy the reliable relationship banking you count on, along with their outstanding payment processing products and services.

  • Retail / Restaurant
  • Mail Order – Telephone Order
  • Internet – Website Processing

And so much more! Contact Lindsey Turner Today.


Why Choose Mutual Savings Bank?

We have been your local and reliable since 1890.

Mutual Savings Bank is the only locally based financial institution in Johnson County. We take pride in participating in fundraisers and giving back to the community. Since the start of Covid-19, Mutual Savings Bank has given out countless Payment Protection Loans. Receive the personal banking you deserve, open a checking account with us today. Let’s Bank Together!


Contact Lindsey Turner

Lindsey Turner

(317) 736-1753

lindsey.turner@mutualsavingsbank.net

1124 North Main Street

Franklin, IN 46131